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Risk Control Report
TOLO provides intelligent risk control management solutions, machine learning,
large-language models and technology platform services for financial institutions.
Risk Control Reports
TOLO helps financial institutions solve the pain points of risk control when approving Amazon cross-border e-commerce seller customers. The main functions are reflected in:
Data Interpretation
TOLO provides comprehensive and real-time transaction data analysis for cross-border e-commerce sellers. By utilizing Amazon store sales data, transaction repayment data, product data, inventory data, and online background data, TOLO conducts multi-dimensional data analysis for cross-validation. This enables banks to receive more accurate Amazon store data analysis reports during the pre-loan approval stage.
Risk Control Model
TOLO develops a risk assessment system focused on the operational status of e-commerce, utilizing various risk control models. This system provides banks with more precise risk control standards and pricing reference solutions for credit assessments.
Loan Control Cooperation
Combined with TOLO’s delivery guarantee system, that is, through cooperation with payment companies, TOLO can assist banks in providing loan control plans for post-loan management, effectively implementing monitoring, freezing, and guaranteeing repayment of customer’s Amazon store collection accounts.
Technologies involved in accumulation
Artificial Intelligence
Big Data
Blockchain Technology
Modern Financial Tools
Distribution of Non-performing Loan Rates in Regular Loans
Non-performing loan rate = Total non-performing loans / Total loans
Based on the risk assessment system, we have identified three customer groups—Group 1, Group 2, and Group 3—that are categorized as low-risk groups. Compared to other customer groups, these groups exhibit lower non-performing loan rates and default frequencies. This classification is significant as it enables more precise credit limit allocation and risk premium design. Relevant limit recommendations and risk assessments will be reflected in the sample report.
Risk Control Analysis
Multi-dimensional risk control assessment of stores
The ranking refers to the product ranking displayed on the Amazon page (Best Sellers Rank), which measures the product’s popularity among similar items. A smaller ranking indicates that the product is more popular.
The product rating is the score given by customers who purchased the product on the Amazon page, ranging from 1 to 5. The higher the rating, the more satisfied the customers are with the product.
The number of reviews indicates the total product reviews displayed on the Amazon page.